Underwriter - Mortgage - Retail Underwriter

Company:

General Information
US-Regional-Midwest
N/A
Not Specified
Full-Time
Not Specified
Not Specified
False
False
Job Description EverBank currently has needs for Retail Underwriters in Chesterfield, MO

Mortgage Professionals, Apply Today

 

EverBank's retail lending operations are expanding at a record pace. We aren't just searching for lending professionals; we're seeking the right ones with a proven dedication to superior client service and satisfaction to become part of a nationwide network of retail lending specialists. At EverBank, our people are the driving force behind our growth and success as a company.

 

From a wide range of lending products and competitive compensation packages to great benefits and focused marketing support, if you join us, you'll be here to stay.

 

Summary:

The Retail Underwriter position is responsible for reviewing standard and more complex conventional/conforming standard and JUMBO loan submissions, ensuring that they meet company and investor guidelines. They are responsible for evaluating loans in such a way as to maximize company profit and minimize company risk exposure. This position will weigh credit risk to ensure liability taken on the by company results in saleable loans. The successful candidate should have experience providing excellent customer service to internal and external customers, as well as demonstrated ability working effectively with processing and sales teams in an action oriented environment. They must have experience meeting daily volume requirements while maintaining a high degree of accuracy.

 

Retail Underwriter Responsibilities:

  • Reviews all loan submissions and follow-up conditions provided by borrower/broker.
  • Ensures that corporate operating standards are met for underwriting and compliance.
  • Ensures that customer service commitments are met.
  • Reviews all items and conditions provided by borrowers and ensure they meet the required guidelines.
  • Reviews items that are a variation of the actual condition required to determine if the acceptance of this condition will be acceptable to the investor.
  • Ensures quality control standards are met so company is able to sell loan.
  • Ensures all credit decisions meet compliance standards. Monitors property appraisal process to ensure value of property is accurately presented.
  • Underwrites loans using automated processes.
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    Retail Underwriter Requirements:

  • 4+ years of complex Underwriting experience
  • Experience using agency automated underwriting systems
  • High School Diploma required, Bachelor’s Degree preferred
  •  

    *We’re offering competitive pay with commission, easy NMLS registration, and excellent benefits.*

     

    Submit Your Mortgage Profile Now!

    Job Requirements

     

    Retail Underwriter Requirements:

    • 4+ years of complex Underwriting experience
    • Experience using agency automated underwriting systems
    • High School Diploma required, Bachelor’s Degree preferred