Senior Mortgage Underwriter

Company: JobTracks

General Information
US-GA-Norcross
$75,000.00 - $85,000.00 /Year
Not Specified
Full-Time
Not Specified
Not Specified
False
False
Job Description Senior Mortgage Underwriter

JobTracks is a national specialty staffing company providing highly qualified employees to the real estate, title, escrow and healthcare industries. Our focus is quality and our industry-savvy Account Managers recruit the most competent and skilled candidates with specific knowledge in your industry niche. Jobtracks is now hiring for 8 DIRECT HIRE Senior Mortgage Underwriter openings in the San Diego area.

JobTracks is currently hiring

Senior Mortgage Underwriters to join our San Diego, CA team

    Apply Now and our Talent Consultant will review your resume within 24 hours !

 

Mortgage Underwriter Job Summary:

  • Evaluate and analyze residential mortgage loan packages (Jumbo, FHA, VA, Conventional, etc.) submitted for approval for possible sale in the Secondary Market
  • Determine borrowers' credit worthiness and acceptability of properties offered as security in real estate loan transactions.
  •  

    Mortgage Underwriter Daily Responsibilities:

  • Evaluate and underwrite complex Jumbo loan applications (Loans in excess of 1 M)
  • Strong ability to analyze complex tax returns, scheduled fees, investments and deductions
  • Analyze possible loans for the Secondary Market sale and ensure the loans meet the Secondary Market requirements.
  • Review loan approval conditions prior to funding of loans
  • Communicate with residential lending sales and operations staff regarding  loan decisions,  conditions, scenarios, and underwriting guidelines.
  • Provide training and work direction to lower level Underwriters.
  • Analyze requests for exceptions to policy and determine acceptability to the risk requirements.
  • May require supervision of staff during the manager's absence
  • Perform other duties as assigned
  • Job RequirementsMortgage Underwriter Qualifications
    • 7-10+ years of Underwriting experience required with a minimum of 5 years of manual underwriting experience for residential mortgages
    • Jumbo loan experience strongly preffered
    • Advanced knowledge of Freddie Mac and Fannie Mae underwriting and appraisal guidelines
    • Supervisory experience preferable but not required

     

    Compensation:

    75,000.00-85,000.00/ annually, depending on Underwriting experience, plus overtime pay   * Selected candidates must be able to work overtime

     

    Benefits You Receive:

    3 weeks of paid Vacation, Paid Sick time, 401K, Cash balance retirement plans as well as medical, dental and vision care.  We also offer a free Ipad mini after 91 days of employment and referral bonuses of $500!   Relocation packages are offered that cover up to 8k in relocation costs as well as up to 30 days of temporary housing.                                                                          Apply Today!