Mtg Interim Ln Underwriter 3

Company: Wells Fargo ( Learn More )

General Information

Location:	US-ID-BOISE
Base Pay:	N/A
Req'd Education:	Not Specified
Employee Type:	Full-Time
Req'd Experience:	Not Specified
Req'd Travel:	Not Specified
Manages Others:	False
Relocation Covered:	False

Job Description Wells Fargo's Consumer Lending Group (CLG) is an industry leader in supporting homeowners and consumers. We put customers at the center of all that we do. We make every decision and design every product and service with our customers in mind. If it's not good for our customers, then it's not good for Wells Fargo.It starts with you. We must attract, develop, retain and motivate the most talented people those who care and who work together as partners across business units and functions. We believe everyone on our team is important and deserves respect for who they are and how they contribute to our success.The CLG team includes our home mortgage, home equity, consumer credit card, personal loans and lines, direct auto, dealer services and commercial auto, retail services and education financial services businesses.Join the #1 Home Equity originator (Source: Company sources; Based on new commitments).Our Fulfillment Team: Originates and services mortgage loans using fair and responsible lending practices to help turn houses into homes.The Mortgage Interim Loan Underwriter 3 position is an interim position (short term in nature not to exceed 18 months) responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. This position is short term in nature and eligible for most Wells Fargo benefits.Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision.May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Job Requirements* Basic Qualifications:
4+ years underwriting experience.
* Minimum Qualifications:

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