Consumer Ln Underwriter 3

Company: Wells Fargo ( Learn More )

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General Information
US-MN-MINNEAPOLIS
N/A
Not Specified
Full-Time
Not Specified
Not Specified
False
False
Job Description Our competitive advantage: People. It all begins with outstanding talent.Our vision: Helping our customers succeed financially.Our product: Service for over 160 years.Our culture: "Wow!"In Wells Fargo's Consumer Lending Group (CLG), we've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.The CLG team includes our home mortgage, home equity, consumer credit card, personal loans and lines, direct auto, dealer services and commercial auto, retail services and education financial services businesses.Join the #1 Mortgage originator and servicer (Source: Inside Mortgage Finance). Our Mortgage Team: Supports the nation's leading originator and servicer of residential mortgages.Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include:• Reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value)• Evaluating and examining transactions to ensure accuracy and completeness• Preparing formal reports for review, ensuring that documents are consistent and uphold to company and industry guidelines• Implementing fraud detection techniques• Performing compliance reviews• Assisting with re-negotiations of loans based on lending guidelines• Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision• May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager
Job Requirements* Basic Qualifications: 4+ years underwriting experience.* Minimum Qualifications:
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